Platinum Protection


Platinum Shield Auto & RV Protection

Keep your vehicle looking and feeling new.

Your new vehicle or RV has to battle the wear and tear of our harsh Canadian climate. Strong UV rays, extreme heat or cold, snow and ice, rain and humidity, road salt and pollutants can harm your car's beauty and it's functions.

Platinum Shield’s market-leading technologies will defend your vehicle or RV’s exterior and interior against harsh conditions.


Platinum Security Protection

Keep thieves away from your vehicle

Motor vehicle theft is one of the most common police-reported offences in Canada. According to Statistics Canada, in 2016, there were nearly 80,000 reported vehicle thefts across the country – that’s nearly 220 each day, or 1 every 7 minutes!  Automobile theft costs Canadians approximately $1 billion per year.

Platinum Security Protection is an effective theft deterrent system to keep your car secure.  The system has 3 key components:

Thieves avoid vehicles with the Platinum Security Protection because it increases the likelihood of getting caught, makes the vehicle harder to sell, and makes the parts less profitable to chop-shops. Unlike other theft deterrents, there is no monitoring fee and protection cannot be disarmed, disabled or disconnected. Coverage is renewable for a subsequent term, and transferable if you sell your vehicle. Coverage varies by province and vehicle type. Please speak to your dealer for program information.

Platinum Key & Remote Protection

Most vehicles today come with technologically advanced keys and remotes, and the cost to repair or replace and reprogram them can be unexpectedly steep.

Platinum Key & Remote Exchange provides up to 5 years of coverage for the costs associated with:

  • Deprogramming your previous key or remote
  • Purchasing your new/refurbished key or remote
  • Reprogramming your new key or remote
  • Delivering your new key or remote

Platinum Key & Remote Protection comes with a 30-day money back guarantee (less any claims paid).  Coverage is transferable if you sell your vehicle, and there are no deductibles for exchanges of OEM keys or remotes (a $50 deductible applies for exchanges of non-OEM keys or remotes).  Platinum Key & Remote Protection is available for both new and used vehicles.

Platinum Tire & Rim Protection

Protect your tires and wheels from road hazards

Over the course of their life, your tires will take a beating. Unfortunately, road hazards such as debris from other vehicles, nails and screws, fallen rocks, or broken glass can cause damage that prevents your tire or rim from even holding air.

Platinum Tire & Rim Protection provides up to 5 years of coverage for damage caused by road hazards, including:

  • Damaged tire or rim repair (including mounting, balancing, and installation costs as well as any taxes or levies)
  • Damaged tire or rim replacement if repairs cannot be done
  • Tire change or towing assistance

Coverage applies to both original and replacement tires.  Coverage is not prorated, is transferable, and there are no deductibles. Platinum Tire & Rim Protection is available for both new and used vehicles.

Creditor Insurance

We provide a range of insurance products to help protect your family.

Imagine not being able to work because of an illness or injury.  Would you be able to carry your financial load until you are able to start working again? If you pass away, would you be putting an additional financial burden on your family?

If you’re like most Canadians, an unexpected disability or death might strain your household’s finances. First Canadian’s creditor insurance is an easy way to protect against this strain.  In the event of your covered disability or death, First Canadian will make your insured vehicle payments to your lender or payout the insured portion of your vehicle loan entirely.

Our benefit payments are tax-free, never have to be repaid, and are over and above any other insurance you may have.  Premiums can be included in your vehicle financing and are based only on your financed amount, not your age.  No medical exam is required. Our coverage is in place 24 hours a day, 365 days a year for the entire term of your loan (with shorter term options also available).

First Canadian offers the following creditor insurance products:


Life Insurance

Designed to protect your family from the financial risks of an unexpected death. If you die before your vehicle loan is fully re-paid, First Canadian will pay off the insured balance owing directly to your lender. This leaves your family with an asset instead of a liability. You are protected during the entire term of your loan. Premiums are low and claims are easy. A few simple health questions may be required, however, no physical exam is necessary to qualify.

Disability Insurance

Designed to protect you from the financial risks of an interruption in your ability to earn and income. If you become sick or get injured, on or off the job, and are unable to earn an income, First Canadian will pay the insured monthly vehicle payment on your behalf directly to your lender, subject to the terms and conditions of the policy. This allows you to focus on healing without the worry of making your vehicle payments.

Learn More About Platinum Protection Products!